:root{--ink:#102b46;--muted:#526778;--blue:#007fa9;--navy:#082f50;--cyan:#00aad5;--line:#d9e4e9;--paper:#f7f9fa;--white:#fff;--pale:#e9f5f8;--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:var(--paper);font:16px/1.65 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--blue)}button,a,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible{outline:3px solid var(--cyan);outline-offset:5px;border-radius:3px}.wrap{width:min(1140px,calc(100% - 64px));margin:auto}.draft{background:#edf3f5;color:#516673;text-align:center;padding:8px 24px;font-size:12px;letter-spacing:.03em}.draft strong{color:var(--ink);font-weight:650}.header{background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:88px}.brand{text-decoration:none;display:flex;align-items:center;gap:12px;white-space:nowrap}.brand-name{font-size:24px;letter-spacing:-1px;line-height:1;font-weight:800}.brand-name b{color:var(--blue)}.brand-caption{display:block;font-size:9px;letter-spacing:1.8px;font-weight:650;margin-top:8px}.brand-icon{display:grid;place-items:center;height:39px;width:39px;border:2px solid var(--cyan);border-radius:11px;color:var(--blue);font-weight:850;font-size:16px;transform:rotate(-5deg)}nav{display:flex;gap:27px;align-items:center;font-size:13px;font-weight:600}nav a{text-decoration:none}nav a[aria-current=page]{color:var(--blue)}.portal-link{border-left:1px solid var(--line);padding-left:24px}.portal-link span{margin-left:6px;color:var(--blue)}.eyebrow{font-size:11px;font-weight:750;letter-spacing:2px;text-transform:uppercase;display:flex;align-items:center;gap:12px;color:var(--blue)}.eyebrow:before{content:'';width:24px;height:2px;background:var(--cyan)}h1,h2,h3,p{margin-top:0}h1{letter-spacing:-2.8px;line-height:1.07;font-size:clamp(40px,4.6vw,62px);font-weight:760}h2{font-size:30px;line-height:1.2;letter-spacing:-1px}h3{font-size:19px;line-height:1.4;letter-spacing:-.35px}.hero{padding:78px 0 66px;display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.hero h1{margin:24px 0}.hero h1 em{font-style:normal;color:var(--blue)}.hero-copy{font-size:17px;line-height:1.75;color:var(--muted);max-width:490px;margin-bottom:30px}.buttons{display:flex;gap:12px;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;gap:22px;text-decoration:none;padding:13px 21px;border-radius:8px;background:var(--navy);color:#fff;font-size:13px;font-weight:650;border:1px solid var(--navy);min-height:48px}.button:hover{background:#104568;color:#fff}.button.secondary{background:transparent;color:var(--ink);border-color:#bfced7}.button.secondary:hover{background:var(--pale)}.workspace-art{padding:30px;background:var(--navy);border-radius:var(--radius);color:#fff;position:relative;overflow:hidden}.workspace-art:after{content:'';position:absolute;width:230px;height:230px;border:1px solid #1a5675;border-radius:50%;top:-130px;right:-70px}.art-head{display:flex;align-items:center;justify-content:space-between;color:#a4cfde;font-size:10px;text-transform:uppercase;letter-spacing:1.8px;margin-bottom:35px}.art-head span:last-child{height:6px;width:6px;border-radius:50%;background:#00b8dc}.workspace-art h2{font-size:29px;letter-spacing:-.8px;margin:0 0 26px;max-width:250px}.process{display:flex;flex-direction:column;gap:10px}.process-row{display:flex;gap:16px;align-items:center;padding:15px 17px;background:#123f5d;border:1px solid #28536d;border-radius:10px}.process-num{font-size:10px;letter-spacing:1px;color:#6cd0e8}.process-title{font-size:14px;font-weight:600}.process-desc{font-size:11px;color:#a9c3d1;margin-top:3px}.art-foot{display:flex;align-items:center;justify-content:space-between;margin-top:26px;padding-top:20px;border-top:1px solid #28536d;font-size:10px;color:#a9c3d1}.art-foot b{font-size:20px;line-height:1;color:#31bee0;letter-spacing:1px}.intro-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:180px 1fr;gap:40px;padding:28px 0;margin-bottom:65px}.intro-strip .label{font-size:11px;letter-spacing:1.5px;font-weight:750;color:var(--blue);padding-top:3px}.intro-strip p{margin:0;color:var(--muted);font-size:15px;max-width:760px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:26px}.section-head h2{margin:0}.section-head p{max-width:350px;font-size:14px;color:var(--muted);margin:0}.document-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:72px}.doc-card{border:1px solid var(--line);border-radius:14px;background:white;padding:29px;display:flex;flex-direction:column;align-items:start;text-decoration:none;transition:border-color .18s,transform .18s}.doc-card:hover{border-color:var(--blue);transform:translateY(-2px);color:var(--ink)}.card-index{font-size:11px;font-weight:700;color:var(--blue);margin-bottom:28px;letter-spacing:1px}.doc-card h3{font-size:24px;letter-spacing:-.7px;margin-bottom:12px}.doc-card p{color:var(--muted);font-size:14px;max-width:380px;margin-bottom:26px}.doc-card 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.lead{font-size:17px;color:var(--muted);max-width:700px;margin-bottom:20px}.meta{display:flex;gap:18px;color:var(--muted);font-size:11px;flex-wrap:wrap}.document-layout{display:grid;grid-template-columns:210px minmax(0,1fr);gap:65px;padding:48px 0 65px}.toc{align-self:start;position:sticky;top:116px;font-size:12px;border-left:1px solid var(--line);padding-left:18px}.toc strong{font-size:10px;letter-spacing:1.4px;text-transform:uppercase;display:block;margin-bottom:15px}.toc a{display:block;text-decoration:none;margin-bottom:11px;color:var(--muted)}.toc a:hover{color:var(--blue)}.policy section{padding:0 0 28px;margin-bottom:30px;border-bottom:1px solid var(--line);scroll-margin-top:118px}.policy section:last-child{border-bottom:0;margin-bottom:0}.policy h2{font-size:23px;margin-bottom:16px;letter-spacing:-.5px}.policy p,.policy li{font-size:14px;line-height:1.85;color:#435c6d}.policy p{margin-bottom:14px}.policy ul,.policy ol{padding-left:22px}.policy li{padding-left:4px;margin-bottom:7px}.policy strong{color:var(--ink);font-weight:650}.notice{background:var(--pale);border-left:3px solid var(--cyan);padding:18px 21px;border-radius:0 8px 8px 0;margin:24px 0;color:var(--muted);font-size:13px;line-height:1.8}.notice p:last-child{margin:0}.notice strong{color:var(--ink)}.data-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0}.data-item{background:#fff;border:1px solid var(--line);border-radius:9px;padding:18px}.data-item h3{font-size:14px;margin-bottom:8px}.data-item p{font-size:12px;line-height:1.75;margin:0}.step{display:grid;grid-template-columns:36px 1fr;gap:16px;margin:24px 0}.step-badge{display:grid;place-items:center;background:var(--pale);border:1px solid #cce4eb;border-radius:50%;width:33px;height:33px;font-size:12px;font-weight:750;color:var(--blue)}.step h3{font-size:17px;margin:2px 0 7px}.step p{margin:0}.email-box{border:1px solid var(--line);background:#fff;padding:22px;border-radius:10px;margin:20px 0}.email-box .email{font-size:17px;font-weight:650;overflow-wrap:anywhere;color:var(--blue);display:block;margin:8px 0 18px}.email-box small{font-size:11px;color:var(--muted)}details{border-top:1px solid var(--line);padding:17px 0}details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-size:14px;font-weight:650;line-height:1.6}details p{padding:12px 0 0;margin:0}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip{position:fixed;left:20px;top:-100px;z-index:50;background:white;padding:12px 20px}.skip:focus{top:10px}
@media(max-width:850px){.wrap{width:calc(100% - 40px)}.header-inner{min-height:78px;gap:16px}nav{gap:16px}.portal-link{padding-left:16px}.hero{gap:30px;padding:50px 0}.hero h1{font-size:45px}.workspace-art{padding:24px}.document-layout{grid-template-columns:170px minmax(0,1fr);gap:35px}.contact-band{padding:25px}.document-hero h1{font-size:42px}}
@media(max-width:640px){.wrap{width:calc(100% - 36px)}.draft{font-size:10px;padding:7px 14px}.header{position:relative}.header-inner{min-height:105px;display:block;padding:17px 0 13px}.brand{width:max-content}.brand-icon{width:31px;height:31px;font-size:13px;border-radius:8px}.brand-name{font-size:21px}.brand-caption{font-size:8px;margin-top:6px}nav{margin-top:17px;gap:20px;font-size:11px;flex-wrap:wrap}.portal-link{margin-left:auto;border-left:0;padding-left:0}.hero{grid-template-columns:1fr;gap:32px;padding:38px 0}.hero h1{font-size:45px;letter-spacing:-2.5px}.hero-copy{font-size:15px}.workspace-art{padding:26px}.workspace-art h2{max-width:none;font-size:24px}.art-head{margin-bottom:22px}.process-row{padding:12px 15px}.intro-strip{grid-template-columns:1fr;gap:11px;padding:23px 0;margin-bottom:42px}.intro-strip p{font-size:13px}.section-head{display:block}.section-head h2{font-size:27px;margin-bottom:12px}.section-head p{font-size:13px}.document-grid{grid-template-columns:1fr;margin-bottom:35px;gap:14px}.doc-card{padding:24px}.card-index{margin-bottom:18px}.doc-card h3{font-size:22px}.contact-band{display:block;padding:24px;margin-bottom:40px}.contact-band a{display:block;margin-top:15px;font-size:13px}.footer-inner{display:block}.footer-links{margin-top:24px;flex-wrap:wrap}.document-hero{padding:27px 0}.document-hero h1{font-size:36px;letter-spacing:-1.6px}.document-hero .lead{font-size:15px}.back{margin-bottom:20px}.document-layout{display:block;padding:28px 0 40px}.toc{position:static;display:flex;flex-wrap:wrap;gap:0 17px;border-left:0;border-bottom:1px solid var(--line);padding:0 0 18px;margin-bottom:30px}.toc strong{width:100%;margin-bottom:10px}.toc a{font-size:11px;margin-bottom:8px}.policy h2{font-size:22px}.policy section{scroll-margin-top:20px}.data-grid{grid-template-columns:1fr}.email-box .email{font-size:14px}.notice{padding:16px}.button{font-size:12px}.meta{gap:8px 16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.doc-card{transition:none}}
@media print{.draft,.header,.toc,.footer,.back,.skip,.buttons{display:none!important}body{background:white;color:#000;font-size:11pt}.wrap{width:100%}.document-layout{display:block;padding:20px 0}.document-hero{padding:0}.policy section{break-inside:avoid}.policy p,.policy li{color:#000}details{display:block}details>p{display:block}a{color:#000}}

/* The original transparent logo is displayed unchanged; its empty margins are clipped in the layout. */
.brand-logo{display:block;position:relative;width:150px;aspect-ratio:1492 / 1075;overflow:hidden;flex-shrink:0}
.brand-logo img{position:absolute;width:137.265416%;max-width:none;height:auto;left:-18.632708%;top:-43.906977%}
.header-inner{min-height:132px}
@media(max-width:640px){.brand-logo{width:132px}.header-inner{padding:14px 0;min-height:0}.header .brand{margin:0 auto}nav{margin-top:16px;justify-content:center;gap:15px}.portal-link{margin-left:0}.document-hero{padding-top:25px}}